OUR SERVICES
Advisory Services Built to Adapt As Deals and Markets Evolve
Thoughtful Capital, Structured with Purpose
We bring capital access, nimble adaptability, and disciplined execution to complex real estate deals.
With the forward-looking insights to think steps ahead, our precise solutions are built to move the needle on your next deal, and pivot when the moment calls for it. MOSO advises clients across the capital decision-making process, with offerings built to support at every stage.
Debt Placement
We advise on senior debt, bridge, and permanent financing solutions. Each is structured around the realities of the asset, the business plan, and the sponsor’s objectives.
Leveraging our experience and adaptability, we align capital with how the project is intended to perform.
Doing so helps us better ensure the debt placement supports both near-term execution and longer-term outcomes.
Permanent Financing
Long-term debt for stabilized assets, sourced across banks, credit unions, agencies, life companies, and CMBS lenders. We structure around the hold strategy — balancing rate, recourse, amortization, and prepayment flexibility.
Terms | Range |
|---|---|
| Loan Size | $3MM – $100MM+ |
| Property Types | Multifamily, mixed-use, industrial, retail, office, hospitality |
| Term | 5, 7, or 10 years |
| Amortization | Fully amortizing; interest-only periods available |
| Leverage | Up to 75% LTV |
| Recourse | Full and non-recourse options |
Construction Financing
Ground-up, mid-construction, and phased debt for developers, structured around the project timeline, budget, and exit. We also arrange mid-project recapitalizations for deals that need to replace or restructure existing construction debt.
Terms | Range |
|---|---|
| Loan Size | $5MM – $100MM+ |
| Property Types | Multifamily, residential development, mixed-use, industrial, hospitality |
| Term | 12 – 36 months, plus extension options |
| Amortization | Interest only |
| Leverage | Up to 85% LTV |
| Recourse | Full and non-recourse options |
Bridge Financing
Short-term, flexible debt for acquisitions, lease-up, repositioning, refinances, and partner buyouts — built for speed and certainty of close. Earn out and burn down capabilities.
Terms | Range |
|---|---|
| Loan Size | $2MM – $500MM |
| Property Types | Multifamily, residential development, mixed-use, industrial, hospitality, portfolios |
| Term | 12 – 36 months with extension options |
| Amortization | Interest only |
| Leverage | Up to 75% LTV / 85% LTC |
| Recourse | Non-recourse available, standard carve-outs |
Owner-User Financing
Financing for businesses acquiring, building, or refinancing the real estate they operate from. We source across banks, credit unions, and SBA programs — structuring around the business’s historic and projected cash flow.
Terms | Range |
|---|---|
| Loan Size | $2MM – $150MM |
| Property Types | Industrial, office, medical, retail, flex, and special-use |
| Occupancy | Business occupies 51%+ of the property |
| Term | 5 – 30 years; fixed and floating options |
| Amortization | Up to 25 years, fully amortizing |
| Leverage | Up to 90% SBA; up to 85% conventional |
| Recourse | Typically full recourse with personal guarantee |
Representative terms. Actual structure and pricing are determined by asset, sponsor, and market conditions.
Equity Solutions
We support clients in evaluating and securing equity capital. Identifying the right partner, structure, and alignment are all significant decisions. They often matter as much as the capital itself.
From sourcing to structuring, our clients rely on us to help assess trade-offs, navigate partner dynamics, and structure equity effectively.
Preferred Equity & Mezzanine
Gap capital between senior debt and sponsor equity — structured to complete the capital stack while preserving sponsor control and upside. We place both preferred equity and mezzanine debt, matching the instrument to the senior lender’s requirements — including agency-financed deals, where preferred equity is typically the only subordinate capital permitted. Position, pay structure, and control rights are negotiated deal by deal.
Terms | Range |
|---|---|
| Investment Size | $3MM and above |
| Property Types | Multifamily, residential development, mixed-use, industrial, hospitality |
| Position | 10-20% of the capital stack; Up to 85% of total cost (last dollar) |
| Term | 2 – 5 years, with extension options |
| Structure | Blend of – current pay, accrual, or participating |
| Use Cases | Acquisition, development completion, recapitalization, parter buyout, cash-out |
Joint Venture Equity
LP and co-GP equity partnerships for acquisitions and ground-up development. We match sponsors with institutional investors, family offices, and private capital groups whose return targets, hold periods, and governance expectations fit the business plan — alignment matters as much as the check.
Terms | Range |
|---|---|
| Investment Size | $3MM and above |
| Property Types | Multifamily, residential development, mixed-use, industrial, hospitality |
| Structure | LP and co-GP partnerships; up to 90% of required equity |
| Hold Period | 3 – 5 years, aligned to the business plan |
| Return Profile | Underwritten to value-add and opportunistic returns |
| Use Cases | Ground-up development, acquisition, repositioning, partner buyouts, programmatic ventures |
Representative terms. Actual structure and pricing are determined by asset, sponsor, and market conditions.
Capital Advisory
We provide strategic guidance on the capital stack, feasibility, timing, and execution of your real estate deal. Addressing these variables early enables us to maintain momentum and shape stronger outcomes for stakeholders.
As projects advance, we identify the right capital sources and structuring solutions that reflect our clients’ needs and constraints.
Our deals incorporate customized modeling and underwriting support, combining proprietary tools with disciplined risk management to ensure each decision is compliant and data-backed.
Capital Strategy & Execution Support
Advisory that starts before the capital raise and stays engaged through closing. We help sponsors make the structural decisions early — when they’re cheapest to change — and keep the strategy aligned as lender feedback, market conditions, and project realities evolve.
What’s included:
- Capital stack strategy — sizing debt and equity tranches, sequencing the raise, and balancing cost, leverage, flexibility, and control.
- Feasibility & sensitivity modeling — customized underwriting that pressure-tests assumptions before lenders and investors do.
- Lender & investor positioning — institutional-quality materials and a marketing process built to create competitive tension.
- Recapitalizations & refinancings — restructuring existing capital when the business plan, timeline, or market has shifted.
- Ongoing engagement — active involvement from initial underwriting through term negotiation, diligence, and closing.
A Level Of Engagement You Won’t Find Elsewhere
We’ve found our clients benefit from our early involvement and ongoing engagement. We choose to take responsibility for the details others step away from, making us meaningfully different from traditional brokers and advisors.
Remaining actively involved from the start enables us to manage complexity, shifting assumptions, and execution risk (particularly as conditions change). Our dedication doesn’t waver once the process begins.
Today, clients come to us not just for access to capital, but for the experience, judgment, and sustained involvement that help complex deals hold together under real-world conditions.
The Voice Of Our Partners
“MOSO brought clarity and discipline to the financing process. Their team was responsive, thoughtful, and focused on finding the right structure for the transaction.”
David Chen
MD, MERIDIAN DEVELOPMENT
“Working with MOSO gave us confidence throughout the capital process. They understood the deal, communicated clearly, and helped keep everything moving toward a successful closing.”
Sarah Sterling
PARTNER, STERLING VENTURES
“MOSO approached our financing with a strong understanding of both the market and our objectives. Their guidance helped us evaluate our options and make informed decisions throughout the process.”
Mark Henderson
CEO, APEX HOLDINGS
Getting Started
Evaluate Your Needs
Sit down with our team to discuss your current projects, potential roadblocks, and how we can help.
Build A Plan
With a full understanding of what’s going on and where our support makes the most sense, we’ll outline clear next steps for working together, from now through the lifecycle of your investment.
Execute and Adapt
As the deal moves forward, we’ll remain actively involved in a way that’s most helpful to you.
Ready To Discuss Your Next Deal?
